Do Income and Profit Sharing Affect Mudaraba Deposit at BMT Al Azhar Maros Indonesia?

Abstract

Purpose - The purpose of this study is to examine the influence incom e and profit sharing on m udaraba deposit in BMT Al Azhar Maros Indonesia. Also this study aim s to im prove the role of welfare in conducting transactions in Islamic financial institutions Design/methodology/approach- The data for this study is obtained from the annual reports of the BMT in Maros, Indonesia for the period 2011 to 2015. The data analysis used quantitative descrip correlation analysis and regression analysis. Findings–The findings of this study is the absence of influence between income and profit sharing on mudaraba deposit in BMT Al Azhar Indonesia. The results of this study also found that affect mudaraba deposit factors such as avoidance of usury in conventional institution. Originality / value- This study will also contribute to the literature, especially for Islamic Financial Institutions and to make strong for Islamic Accounting and Finance.