Abstract:
This study aims to determine the financial perfomance of PT. Bank Tabungan Negara
Branch Office Makassar. This study data used is the financial statement of PT. Bank
Tabungan Negara Branch Office Makassar in 2016 - 2018, the analysis tool used is the
CAMEL method (Capital, Asset, Management, Earning and Liquidity). Research Data is
secondary data obtained from financial statements.
The results of this study indicate that financial performance with the CAMEL Ratio is seen
from the capital aspect which is owned by PT. Bank Tabungan Negara Branch Office
Makassar turned out to be above 8%, so PT. Bank Tabungan Negara Branch Office
Makassar has sufficient capital to cover all risks arising from investing funds in productive
assets that bear risk. Then it was seen from the earning and liquidity aspects achieved by
PT. Bank Tabungan Negara Branch Office Makassar in accordance with regulations Bank
Indonesia.